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Property insurance.Protect the space you value.

Explore property insurance with Gaurik Financial Services. Understand the cover, premiums and policy terms before taking your next step.

Personal assistance · Clear next steps · Thane West

CARE FOR WHAT YOU HAVE BUILT

Your property. Your belongings. Your peace of mind.

Property insurance enquiries

Simple support for your next step.

Tell us about your home, premises or belongings. We’ll help you understand the questions to ask about building cover, contents and policy conditions.

Discuss your property

Share the property type, location, use and whether you need building or contents cover.

Understand the policy

Review insured events, sum insured, exclusions, deductibles and the cover period.

Prepare for the proposal

Ask about the property details, valuation and inspection requirements for your case.

Before your proposal

Information to keep ready.

  • Proposer’s identity and address details
  • Property address, type of construction and use
  • Building or contents values and an item list, as applicable
  • Existing policy, claim history and interest in the property

Requirements depend on the insurer, policy and your profile. Confirm the current checklist before applying.

How to get started

Three simple steps.

01

Contact Gaurik

Call or WhatsApp us to discuss property insurance.

02

Review the options

Understand the cover, premiums, valuation and policy documents.

03

Complete the proposal

The insurer reviews the proposal and confirms acceptance, cover and terms.

Quick answers

Property insurance FAQs.

Have a question about your application? Speak with us directly.

What can property insurance cover?

Depending on the product, it may cover buildings or contents against specified events such as fire and certain natural hazards. Cover is limited to the insured property and events stated in the policy, subject to exclusions and conditions.

Are the building and contents covered together?

They are separate types of cover. The building generally refers to the structure, while contents refer to specified belongings. Check the policy schedule to confirm which sections and items are insured.

Can tenants or business owners enquire?

Yes. Tell us whether you own or rent the premises and how it is used. A residential policy may not suit commercial premises. Eligibility and the appropriate product depend on the insurer and your interest in the property.

What should I do if the property is damaged?

Take reasonable steps to stay safe and prevent further loss, and notify the insurer promptly. Keep photographs and supporting records, follow the insurer’s claim instructions and confirm survey or repair requirements. Claims remain subject to policy terms.

Let’s talk

Let’s discuss your property cover.

Contact Gaurik Financial Services for property insurance enquiries and process assistance.

Insurance is subject to the insurer’s underwriting and policy terms. Review benefits, exclusions, charges and the Customer Information Sheet before purchase. Building and contents cover are distinct. Check insured events, valuation, deductibles and exclusions. An enquiry does not activate insurance or guarantee a claim. General reading: Home insurance policy information ↗.

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