Health insurance.Care for your health. Plan for tomorrow.

Depending on the policy, health insurance may cover eligible hospitalisation, specified day-care procedures and other listed expenses. Benefits, limits and exclusions vary, so review the policy wording and Customer Information Sheet.

A family floater generally provides a shared sum insured for eligible family members covered under one policy. Check who can be included and how the shared cover applies before choosing.

Not necessarily. Waiting periods, exclusions, sub-limits, co-payments or deductibles may apply. Disclose medical history accurately and check when each benefit begins.

For an eligible claim, the insurer or TPA settles approved expenses directly with the hospital under the applicable cashless arrangement. Confirm the hospital, authorisation process and policy terms; you may still need to pay non-covered costs.